名詞解釋
消費者務必要及時償還每月最低還款額，以便保持良好的信用記錄和免交滯納金。每月最低還款額是按照消費者信用卡總餘額的一定比例計算得來的。
英文釋義
Minimum Monthly Payment
The smallest amount of a credit card bill that a consumer can pay, to remain in good standing with the credit card company. Making the monthly minimum payment on time is the least a consumer needs to do, to avoid late fees and to have a good repayment history on his credit report. The amount of the minimum monthly payment is calculated as a small percentage of the consumer's total credit balance.
