Company Profile
New China Life Insurance Co., Ltd. was established in August 1996, is a large national insurance company, headquartered in Beijing, and by the end of the first half of 2009, Xinhua Insurance Company in the country have branches at all levels and marketing services to more than 1,200, both within and outside the company frequently more than 270,000 business product offerings covering both traditional protection products and dividend - paying products as well as financial management functions with strong universal vote, and even business product offerings covering both traditional protection products and dividend - paying products as well as financial management functions with strong universal vote, and even .
products over the years, the Xinhua Insurance firmly occupied the country's life insurance market, with their strong strength and service capabilities for the tens of millions of customers to provide comprehensive risk guarantee and investment management services for products over the years, the Xinhua Insurance firmly occupied the country's life insurance market, with their strong strength and service capabilities for the tens of millions of customers to provide comprehensive risk guarantee and investment management services for . currently,Xinhua Insurance Company, which was currently constructed comprehensive service platform, which will take place in a broader field to provide our customers with quality and high - risk guarantee and investment management services for currently,Xinhua Insurance Company, which was currently constructed comprehensive service platform, which will take place in a broader field to provide our customers with quality and high - risk guarantee and investment management services for .
2008, Xinhua Insurance Company with over 1600 billion yuan, revenues from premium scale of 550 billion yuan, a year - on - year growth of more than 70 percent in the third quarter, domestic life insurance market with an average growth of nearly 23 percentage points;At the same time, the core business of Xinhua Insurance premium growth deserves more attention: including individual insurance of new bargain, renewal business, the generation of silver paid, corporate short hereunder, including but not limited to the core business of premium income in the year - on - year growth of more than 80%, exceeding the scale of the overall premium growth 2008, Xinhua Insurance Company with over 1600 billion yuan, revenues from premium scale of 550 billion yuan, a year - on - year growth of more than 70 percent in the third quarter, domestic life insurance market with an average growth of nearly 23 percentage points;At the same time, the core business of Xinhua Insurance premium growth deserves more attention: including individual insurance of new bargain, renewal business, the generation of silver paid, corporate short hereunder, including but not limited to the core business of premium income in the year - on - year growth of more than 80%, exceeding the scale of the overall premium growth . business structure, business value, keeping a good core business steady development, the comprehensive competitiveness and sustainable development ability of the technology, as well as shareholders, customers, employees and the interests of stable growth business structure, business value, keeping a good core business steady development, the comprehensive competitiveness and sustainable development ability of the technology, as well as shareholders, customers, employees and the interests of stable growth .
the end of September 2004, Xinhua Insurance Co Ltd obtained approval of the CIRC the end of September 2004, Xinhua Insurance Co Ltd obtained approval of the CIRC . except "New China Life's subsidiaries,Xinhua Insurance Holdings Co., Ltd. under the framework include the establishment of the operating of brokerage companies, agent companies and is currently developing or planning in the property insurance companies, asset management companies, insurance companies, endowment insurance company subsidiaries, will provide clients with more comprehensive, quality safeguard and risk of investment management services for
Currently, the company's collectivize operation framework has preliminarily formed the decade - long Currently, the company's collectivize operation framework has preliminarily formed the decade - long . .
today of Xinhua Insurance Company, China's insurance market is one of the strongest in the branches in the rest of the country, has a provincial - level branch 34, a central sub - prefecture - level cities of 169, Marketing Services (796);and a staff of up to 14 million people in the country, the annual premiums of more than 210 billion yuan, total assets 800 million yuan with the market share is increasing day by day while today of Xinhua Insurance Company, China's insurance market is one of the strongest in the branches in the rest of the country, has a provincial - level branch 34, a central sub - prefecture - level cities of 169, Marketing Services (796);and a staff of up to 14 million people in the country, the annual premiums of more than 210 billion yuan, total assets 800 million yuan with the market share is increasing day by day while ., xinhua finance and insurance business is diversified, the depth of which extends, in addition to well - run life insurance companies, asset management company, insurance intermediary firms, including brokerage firms and the two agents), property insurance, health insurance, endowment insurance and other subsidiaries are under way, Xinhua Insurance Group is building a top dream was a reality , xinhua finance and insurance business is diversified, the depth of which extends, in addition to well - run life insurance companies, asset management company, insurance intermediary firms, including brokerage firms and the two agents), property insurance, health insurance, endowment insurance and other subsidiaries are under way, Xinhua Insurance Group is building a top dream was a reality .
1 1.
Company Culture
Vision: As China's best to an insurance company that is at the core of the financial services group Vision: As China's best to an insurance company that is at the core of the financial services group . corporate strategy: customer - centric, persist in the existing business continues to grow steadily, persist in reform and innovation, and uphold the values and return to the insurance, the nature of the thing seized the historical opportunity for urbanization and aging corporate strategy: customer - centric, persist in the existing business continues to grow steadily, persist in reform and innovation, and uphold the values and return to the insurance, the nature of the thing seized the historical opportunity for urbanization and aging .
company mission: to provide customers with happiness;shareholder's contribution to the stable and sustainable returns;for the employee and self - accomplishment of opportunity;society is harmonious and peaceful forces company mission: to provide customers with happiness;shareholder's contribution to the stable and sustainable returns;for the employee and self - accomplishment of opportunity;society is harmonious and peaceful forces . Company values: integrity, responsibility, fairness, innovative and enterprising business philosophy: to create value, strong, consistent work principle: a simple, objective, collaboration, responsibility Company values: integrity, responsibility, fairness, innovative and enterprising business philosophy: to create value, strong, consistent work principle: a simple, objective, collaboration, responsibility.
Brand Value
Xinhua Insurance With great strength and ability to offer customers a comprehensive service, quality of service guarantee and financing risk, has become the industry leader, having greater brand influence in the life insurance company, one of the China Brand Value Research Institute Xinhua Insurance With great strength and ability to offer customers a comprehensive service, quality of service guarantee and financing risk, has become the industry leader, having greater brand influence in the life insurance company, one of the China Brand Value Research Institute . # The winners of the 2015 China Top 500 "ranking, the company ranked 33rd in the # # The winners of the 2015 China Top 500 "ranking, the company ranked 33rd in the # .
World Brand Lab's 2013 (10th) 500 most valuable brands in China, the company ranked ninth on the list of the 93 World Brand Lab's 2013 (10th) 500 most valuable brands in China, the company ranked ninth on the list of the 93 . # by the China Women's Development Foundation,Zhongmin Charity Donation Information Center, China Philanthropy Research Institute and co - sponsored by "Chinese female paradigm of charity" award, the company won the "Top Ten" caring about female "Enterprise" # by the China Women's Development Foundation,Zhongmin Charity Donation Information Center, China Philanthropy Research Institute and co - sponsored by "Chinese female paradigm of charity" award, the company won the "Top Ten" caring about female "Enterprise" .
# The "Biweekly" and "Chinese Brand" hosted the 4th "lifestyle brand" - 2013 runner - up in financial ranking, won the prize of "the most trust worthy people in the insurance business of" award in the # The "Biweekly" and "Chinese Brand" hosted the 4th "lifestyle brand" - 2013 runner - up in financial ranking, won the prize of "the most trust worthy people in the insurance business of" award in the circleincircle. "China Business" (organized by the Department of Financial Institutions with Splendid Competitiveness in 2013, the company won the" 2013 Outstanding Competitiveness in a local insurer "
Award. circleincircle. in the 21st Century", hosted the 8th annual meeting of the Asia - Pacific, is authorized to carry on"2013 Social Contribution Award for Charity" # The Law of the People's Republic of China and China Times organized the Seventh "Cicada Award", the company won the "2013 most policy - oriented insurance company award # The Law of the People's Republic of China and China Times organized the Seventh "Cicada Award", the company won the "2013 most policy - oriented insurance company award .
. circleincircle. is authorized to carry on the Chinese Association of social workers awarded by the Corporate Citizenship Committee of" 2013 China Excellent Corporate Citizen "Award:" Best # The hosted "the 11th Finance", the company was awarded a "2013 annual most trusted insurance companies" # The hosted "the 11th Finance", the company was awarded a "2013 annual most trusted insurance companies" .
Award Award.
Development Course
1996: Xinhua Insurance Company was founded in Beijing, becoming the first batch of insurance law was promulgated after the establishment of the nationwide specialized life insurance company 1996: Xinhua Insurance Company was founded in Beijing, becoming the first batch of insurance law was promulgated after the establishment of the nationwide specialized life insurance company . 2000: Xinhua Insurance of Tianjin, Nanjing, Chengdu opened a branch office, work began to extend mechanism;Xinhua Insurance and Zurich Insurance Company and other three foreign institutions, foreign - funded shares for up to 24. 9%
2001: Xinhua Insurance Company Guangzhou, Shanghai and other six subsidiaries established 2001: Xinhua Insurance Company Guangzhou, Shanghai and other six subsidiaries established . the end of the same year, the CIRC approved at a stroke of Xinhua Insurance Company built 25 homes of the 105 provincial branches and central sub - prefecture - level cities, the company began an expansion mechanism the end of the same year, the CIRC approved at a stroke of Xinhua Insurance Company built 25 homes of the 105 provincial branches and central sub - prefecture - level cities, the company began an expansion mechanism .
2003: Xinhua Insurance annual premium for the first time in more than 100 billion yuan (US $ 2003: Xinhua Insurance annual premium for the first time in more than 100 billion yuan (US $. 2004: Hohhot Xinhua Insurance Company Ltd. and opened a branch office, the company aims to complete the national agency network layout;Yunnan, Chongqing, Qingdao Xinhua Insurance Agency Ltd., insurance group construction of
2005: Xinhua insurance assets topped 50 billion yuan in 2006 2005: Xinhua insurance assets topped 50 billion yuan in 2006 .: Xinhua asset management companies : Xinhua asset management companies .
2007: Xinhua Insurance Company total assets surpassing 100 billion RMB yuan 2007: Xinhua Insurance Company total assets surpassing 100 billion RMB yuan . 2008: Xinhua Insurance Personal Clients Exceeded 10 Million 2008: Xinhua Insurance Personal Clients Exceeded 10 Million .
Xinhua Insurance annual premium exceeded 500 billion yuan, reaching 556. 8 billion yuan in 2009: 's share of RMB 8. 7 yuan a gram on NCL's stake, paid a total of about RMB 40 billion yuan,and a five - year commitment not to sell their shares, Central Huijin of Xinhua Insurance Company became the largest shareholder of Xinhua Insurance
. total assets exceeded 20 billion yuan in 2010: according to information published on the website of CIRC statistics, from January to December of 2010, Xinhua Insurance gross premium reached RMB 936 million yuan, ranking the top three markets for total assets exceeded 20 billion yuan in 2010: according to information published on the website of CIRC statistics, from January to December of 2010, Xinhua Insurance gross premium reached RMB 936 million yuan, ranking the top three markets for .
2011: Xinhua Insurance successful debut, becoming the first domestic A + H dual - listed insurance companies, according to the CIRC website 2011: Xinhua Insurance successful debut, becoming the first domestic A + H dual - listed insurance companies, according to the CIRC website . published statistics, from January to December of 2011, Xinhua Insurance gross premium reached 963 million yuan,life insurance market to remain the third published statistics, from January to December of 2011, Xinhua Insurance gross premium reached 963 million yuan,life insurance market to remain the third .
Xinhua Life Insurance by the end of 2011 and have always taken the lead Xinhua Life Insurance by the end of 2011 and have always taken the lead . 2012: in the first half of the pay for employees and cash paid - on - year increase of 15.9%
1 1.
Sales Network
Xinhua Insurance Company; established a nationwide provincial agency network and sales channels, provided its customers with convenient, high quality life insurance service Xinhua Insurance Company; established a nationwide provincial agency network and sales channels, provided its customers with convenient, high quality life insurance service . the end of 2013, Xinhua Insurance Company had a network of over 35 provincial branch, there were 246 a central sub - prefecture, which was 550 Subbranch, 774 home office or marketing service office and branch offices in 21, is formed to include a personal agent, agent bank and various innovative multi - channel sales and service channels the end of 2013, Xinhua Insurance Company had a network of over 35 provincial branch, there were 246 a central sub - prefecture, which was 550 Subbranch, 774 home office or marketing service office and branch offices in 21, is formed to include a personal agent, agent bank and various innovative multi - channel sales and service channels .
Features Of The Product
Xinhua Insurance Company adhere to "customer - centered" design, the in - depth study of the different phases of life safeguard demand, forming distinct product features Xinhua Insurance Company adhere to "customer - centered" design, the in - depth study of the different phases of life safeguard demand, forming distinct product features . product slogan "great president of the Insurance Law of the People's Republic of China, won the customers' liking and trust product slogan "great president of the Insurance Law of the People's Republic of China, won the customers' liking and trust .
with respect to the differential demands of clients, Xinhua Insurance Company established a perfect product, which covered common insurance products and new insurance products, which can fully meet at each stage of life for the accidental risk prevention, health, health care, pensions and education of children, the family needs with respect to the differential demands of clients, Xinhua Insurance Company established a perfect product, which covered common insurance products and new insurance products, which can fully meet at each stage of life for the accidental risk prevention, health, health care, pensions and education of children, the family needs .
Insurance Products
Features Of The Product
looking for a quick - return coverage is more than 10% every two years to secure profits - - earned the double return of premium Zengli + cumulative dividend - coverage live carefree Deli - premium and flexible exemption Henry - - the expiration of the transition may be non - contributory pensionslooking for a quick - return coverage is more than 10% every two years to secure profits - - earned the double return of premium Zengli + cumulative dividend - coverage live carefree Deli - premium and flexible exemption Henry - - the expiration of the transition may be non - contributory pensions.
Product Information
payment: pay off once, 5 years, 10 years, 20 years insured age pay: paid in, 5 in the year, 10 year payment period, the insured is in the range of 0 - 55;20 year payment period, the insured is in the range of 0 - 45 payment: pay off once, 5 years, 10 years, 20 years insured age pay: paid in, 5 in the year, 10 year payment period, the insured is in the range of 0 - 55;20 year payment period, the insured is in the range of 0 - 45 . insurance period: for the first time at the age of 70 to insurance period: for the first time at the age of 70 to.
Insurance Liability
Survival insurance every two years (basic + cumulative bonus coverage) at concentration of 10% of the insured after the commencement of the contract to the 70 - year policy corresponding to the period, in each of the second anniversary of the entry into force of the corresponding policy on survival, according to company policy on entry into force of the corresponding basic sum insured to the insured sum or cumulative bonus of 10% survival Survival insurance every two years (basic + cumulative bonus coverage) at concentration of 10% of the insured after the commencement of the contract to the 70 - year policy corresponding to the period, in each of the second anniversary of the entry into force of the corresponding policy on survival, according to company policy on entry into force of the corresponding basic sum insured to the insured sum or cumulative bonus of 10% survival . expiration of insurance pay insurance premium by the insurant + cumulative bonus coverage until they reach the age of 70 years old policy corresponding to which the company, according to the following payment of a sum or of the expiration of insurance, contract termination expiration of insurance pay insurance premium by the insurant + cumulative bonus coverage until they reach the age of 70 years old policy corresponding to which the company, according to the following payment of a sum or of the expiration of insurance, contract termination .
1. actually paid;2. The cumulative dividend insured by the insurance premium. times.1. 05 + cumulative bonus coverage for what is now the decease of the insured, the Company according to the following one of the dies, the contract terminates
1. actual of the premium paid by 105%;2. The cumulative dividend amount corresponding to the policyholder the cash value of the to accidental injuries due to accidental death or total disability premium exemption body in addition to the insurant fails due to the accidental injury or accident on board the body totally disabled, and the insured deceased or totally disabled when the body ages between 18 to 60 years of age are exempted from the death of the policyholder or the body is determined to be totally disabled as of the date of the insurance premium, the contract shall continue to be the product of the effective pension annuity conversion terms: the expiration of insurance and for end - of - bonus may be partially or completely converted into annuities to accidental injuries due to accidental death or total disability premium exemption body in addition to the insurant fails due to the accidental injury or accident on board the body totally disabled, and the insured deceased or totally disabled when the body ages between 18 to 60 years of age are exempted from the death of the policyholder or the body is determined to be totally disabled as of the date of the insurance premium, the contract shall continue to be the product of the effective pension annuity conversion terms: the expiration of insurance and for end - of - bonus may be partially or completely converted into annuities .
as the life of the insured to 70 corresponding to the policy effective date, the policy was in force on the date corresponding to the date within 60 days,Insured may apply to the company, would receive the expiration of insurance and dividends and ending in whole or in part, as the premium paid to purchase pension annuity insurance personal conversion conversion as the life of the insured to 70 corresponding to the policy effective date, the policy was in force on the date corresponding to the date within 60 days,Insured may apply to the company, would receive the expiration of insurance and dividends and ending in whole or in part, as the premium paid to purchase pension annuity insurance personal conversion conversion . personal pension annuity insurance amount and mode shall be subject to the Company's purchase of an annuity is provided to determine the standard personal pension annuity insurance amount and mode shall be subject to the Company's purchase of an annuity is provided to determine the standard .
Dividend Coverage
New China Life Insurance Co Ltd (dividends and wide source of Xinhua Insurance coverage mechanism employing the dividends, the dividends from the company operated a bonus dividend of product in the product is obtained according to the overall surplus New China Life Insurance Co Ltd (dividends and wide source of Xinhua Insurance coverage mechanism employing the dividends, the dividends from the company operated a bonus dividend of product in the product is obtained according to the overall surplus . sources include dividend - -interest difference, death difference and fee difference, and there may be other various surplus sources include dividend - -interest difference, death difference and fee difference, and there may be other various surplus .
② dividends more thoroughly the general insurer's biggest source of profits is spread, with the difference and fee difference, death difference, but the policy of the state change, an assessment of the actuarial sufficiency of the method and basis changes, tax and financial accounting methods, etc., is a variety of factors, may also produce a profit, general way of dividend, the only difference, difference and fee difference,The dead difference can be divided into three sections: the difference in whole or in part, to the participation in dividend distribution;while the use of Xinhua Insurance coverage in the British insurance company dividends can be generated profits of all possible sources of all the participating or, to the maximum extent and is entitled to the insurance company's business achievements, embodied justice and interests of customers first principle of 3 bonus levels steady coverage of products typically use "annual bonuses" and" end - of - bonus" double dividend 3 bonus levels steady coverage of products typically use "annual bonuses" and" end - of - bonus" double dividend .
general design, the insurance companies make "annual bonuses" remain relatively stable, and meet the customer relative reasonable expectation, at the termination of the contract, the dividend distribution to the client end, andsmooth payback general design, the insurance companies make "annual bonuses" remain relatively stable, and meet the customer relative reasonable expectation, at the termination of the contract, the dividend distribution to the client end, andsmooth payback . ④ guarantee more adequate coverage of products and the coverage is to act as the foundation of the dividends, bonuses and annual increment and compound interest, the customer may see the first tranche of growing, in the event of claims or expiration of policy can take the lump sum ④ guarantee more adequate coverage of products and the coverage is to act as the foundation of the dividends, bonuses and annual increment and compound interest, the customer may see the first tranche of growing, in the event of claims or expiration of policy can take the lump sum .
dividend coverage to help clients achieve real purchasing power in the future, i.e., a risk occurs in urgent need of money, with the same premium investment has brought higher guaranteed truly reflected the characteristics of the insurance and live out the true meaning of
Settlement Column
Xinhua Insurance in MianYang District, Sichuan for the first time accepted single cases of accidental jamming, clients hurt by splenectomy Xinhua Insurance in MianYang District, Sichuan for the first time accepted single cases of accidental jamming, clients hurt by splenectomy . if according to the legacy of the disability standard, which does not belong to the surgical accident insurance contract on the part of if according to the legacy of the disability standard, which does not belong to the surgical accident insurance contract on the part of .
range according to the 1 January 2014 of a new version of the standard life insurance as well as disability assessment for the Law of the People's Republic of China (hereinafter referred to as the "new residual standard"), which was provided by the identification of 8 class disable range according to the 1 January 2014 of a new version of the standard life insurance as well as disability assessment for the Law of the People's Republic of China (hereinafter referred to as the "new residual standard"), which was provided by the identification of 8 class disable . Xinhua Insurance actively after investigation and verification,when processing the next payment to the client 3000 yuan insurance compensation for accidental disability claims this case is Xinhua Insurance actively after investigation and verification,when processing the next payment to the client 3000 yuan insurance compensation for accidental disability claims this case is .
Xinhua insurance acceptance on the part of the world's first Paralympic Bid Xinhua insurance acceptance on the part of the world's first Paralympic Bid . cases some customers to open in early 2014 on Xinhua Insurance carefree journey an F cases some customers to open in early 2014 on Xinhua Insurance carefree journey an F .
the end of january 2014, which the customer's home in the corridor at a bend in the mess when he slipped and hurt his left chest hits on the handrail of the seriously injured, a hospital with a diagnosis of traumatic rupture of spleen, the left thoracic ribs fracture the end of january 2014, which the customer's home in the corridor at a bend in the mess when he slipped and hurt his left chest hits on the handrail of the seriously injured, a hospital with a diagnosis of traumatic rupture of spleen, the left thoracic ribs fracture . Xinhua Insurance as a claims adjuster from the recipients of the customer information, after the first time to carry out investigation to verify, firstly photograph the injuries now out of danger from the site, and verifies that the danger of surgery patient medical records,record displayed as rows with splenectomy, conform to the new Label - 8 class disable standard Xinhua Insurance as a claims adjuster from the recipients of the customer information, after the first time to carry out investigation to verify, firstly photograph the injuries now out of danger from the site, and verifies that the danger of surgery patient medical records,record displayed as rows with splenectomy, conform to the new Label - 8 class disable standard .
Risk Control
In 2013, Xinhua Insurance deepening comprehensive risk management system, risk management had been further enhanced by In 2013, Xinhua Insurance deepening comprehensive risk management system, risk management had been further enhanced by circleincircle. "and to strengthen internal control compliance management services firm strategic transformation, as well as a company to develop a comprehensive investigation and risk assessment of internal control, constantly improve the internal control;Strengthening the monitoring and assessment of non - compliance, further perfect accountability system, prevent the incremental risk is" customer - centric "strategy of the company to provide guarantees for the
*" perfecting the system construction, strengthen the off - site supervision, as well as a company on the audit function to create a Corporation, established the independent vertical audit system, promote the efficiency of resource management, clarify the responsibilities of management, while the non - completion of on - site audit on - line analysis system, push the audit supervision company *" perfecting the system construction, strengthen the off - site supervision, as well as a company on the audit function to create a Corporation, established the independent vertical audit system, promote the efficiency of resource management, clarify the responsibilities of management, while the non - completion of on - site audit on - line analysis system, push the audit supervision company . # x7; To further enhance the level of "optimization of risk management tools, risk management specialization": the development and construction company risk management information systems,continuous optimization of risk measurement models, strengthen risk monitoring, risk assessment, in particular, constantly improve the professional risk management level of # x7; To further enhance the level of "optimization of risk management tools, risk management specialization": the development and construction company risk management information systems,continuous optimization of risk measurement models, strengthen risk monitoring, risk assessment, in particular, constantly improve the professional risk management level of .
Social Responsibility
Xinhua Insurance Company uphold the "create value, robust, sustainable" business philosophy, to build the best enterprise, the pursuit of commercial value, social value maximization, and consciously fulfill their social responsibility, actively involved in charities, and to promote social harmony and progress and improve the life quality of people have made unremitting efforts for Xinhua Insurance Company uphold the "create value, robust, sustainable" business philosophy, to build the best enterprise, the pursuit of commercial value, social value maximization, and consciously fulfill their social responsibility, actively involved in charities, and to promote social harmony and progress and improve the life quality of people have made unremitting efforts for . ◎ steady management, innovative development, become domestic leading life insurance company, one of the ◎ steady management, innovative development, become domestic leading life insurance company, one of the .
# concern the economic livelihood, and strive to create social wealth, economic compensation function, the social security reform to play an active role in the # concern the economic livelihood, and strive to create social wealth, economic compensation function, the social security reform to play an active role in the . # consistent efforts in philanthropy, and broad - based participation to donate to help the weak and the poor,health care, environmental protection, sports and other charity project, for improving the livelihood of its people, the construction of harmonious society makes an active contribution to # consistent efforts in philanthropy, and broad - based participation to donate to help the weak and the poor,health care, environmental protection, sports and other charity project, for improving the livelihood of its people, the construction of harmonious society makes an active contribution to .
1000 yuan since 2006, Xinhua Insurance to Gansu, Inner Mongolia and other areas of serious shortage of donated 10 million yuan to set up a 10,000 "Water Cellars for Mothers", the beneficiary households is 11,333 households, benefiting a population of 53421 1000 yuan since 2006, Xinhua Insurance to Gansu, Inner Mongolia and other areas of serious shortage of donated 10 million yuan to set up a 10,000 "Water Cellars for Mothers", the beneficiary households is 11,333 households, benefiting a population of 53421 . 100 people by 2007 in 16 cities of Sichuan Province he contributed to the 100" Xinhua Insurance Sichuan students staying home, caring for the children of migrant workers left behind 100 people by 2007 in 16 cities of Sichuan Province he contributed to the 100" Xinhua Insurance Sichuan students staying home, caring for the children of migrant workers left behind .
35 billion yuan in 2008,In the South - China snow rainfall disaster and "5.12" Wenchuan earthquake, Xinhua Insurance were the first time to act, seeking clients, active claims, hoping to bring up a companywide force relief during Wenchuan Earthquake, the company and employees to give 1,500 yuan for disaster relief and post - disaster reconstruction, to the disaster site for rescue of more than 13,000 firefighters was presented with the total coverage is more than 35 billion yuan of the accidental injury insurance force relief during Wenchuan Earthquake, the company and employees to give 1,500 yuan for disaster relief and post - disaster reconstruction, to the disaster site for rescue of more than 13,000 firefighters was presented with the total coverage is more than 35 billion yuan of the accidental injury insurance .
600 million yuan in 2010, in Yushu in Qinghai Province, the Xinhua Insurance Company, initiated the "one" in quake - hit customers in search of action,The company and employees to donate more than 600 600 million yuan in 2010, in Yushu in Qinghai Province, the Xinhua Insurance Company, initiated the "one" in quake - hit customers in search of action,The company and employees to donate more than 600 . 412 million yuan in 2011, the company is involved in a number of charity projects, involving education, environmental protection, sports and other aspects in the course of a year, donated a total of 412 million yuan, and an article of clothing, books and other items and other goods 412 million yuan in 2011, the company is involved in a number of charity projects, involving education, environmental protection, sports and other aspects in the course of a year, donated a total of 412 million yuan, and an article of clothing, books and other items and other goods .
308 million yuan in 2012, companies in the whole system and organize the implementation of the "postal parcel affectionate mother, Xinhua love warm in the name of" large - scale public welfare project, the system - wide, more than 1500 employees and outside mechanism of voluntary contributions, as much as he could, for a total of "A Mother's Parcel Post" contributing in excess of 500 308 million yuan in 2012, companies in the whole system and organize the implementation of the "postal parcel affectionate mother, Xinhua love warm in the name of" large - scale public welfare project, the system - wide, more than 1500 employees and outside mechanism of voluntary contributions, as much as he could, for a total of "A Mother's Parcel Post" contributing in excess of 500 . 308 million yuan in 2013,Special company set up "women and children of Xinhua Insurance Fund", and on April 20 after the Lushan earthquake occurred in Yaan, Sichuan Province, the first time to start the emergency plan, to donate 500 million yuan, and carried out at a level of Yaan campus safe drinking water projects for the benefit of the 308 million yuan in 2013,Special company set up "women and children of Xinhua Insurance Fund", and on April 20 after the Lushan earthquake occurred in Yaan, Sichuan Province, the first time to start the emergency plan, to donate 500 million yuan, and carried out at a level of Yaan campus safe drinking water projects for the benefit of the .
Shareholders
Chinese shareholders Loncin Group Co., Ltd., Baosteel Group, Nanjing New Industrial Investment Co., Ltd., Oriental Co., Ltd. Hainan Green Island Investment Co Ltd, Shenhua Group Co Ltd in North China's SMEs investment Industry (Group) Co., Ltd., Oriental Industrial Holdings Limited Group of Yizheng beijing taijihuaqing information system Ltd Anhui Cereals trade company and the foreign shareholders of ZurichFinancial Servicesand ZurichInsurance Company for the IFC's Meiji Yasuda Life Insurance Company in China Enterprise Confederation and China EnterpriseChina Enterprise Directors Association jointly issued the Top 500 Chinese Enterprises 2006 annual ranking 345
Business Development
In 2007, xinhua insurance premium income amounted to 321 million yuan, a year - on - year growth of 21% In 2007, xinhua insurance premium income amounted to 321 million yuan, a year - on - year growth of 21% . in business scale continued to improve at the same time, the company's business structure, service quality and business value has reached the highest level in history, the company's sustainable development to enhance the capacity of in business scale continued to improve at the same time, the company's business structure, service quality and business value has reached the highest level in history, the company's sustainable development to enhance the capacity of .
in the first half of 2009, the Company's total premium income of 324 million yuan, a year - on - year growth of 16 percent, well above the 3. 6% of the market;and a market share of 7. 35 per cent from a year earlier and 0.81 percentage points;existing business value reached 1.27 billion yuan, a year - on - year growth of 31%;total assets exceeding 180 billion yuan;service clients for a period of more than 12 million people insisted that the company's core business development strategy, in the first half of 2009, core business premium income 192. 66 billion yuan, an increase of 96 per cent;wherein the new contracts for core business premium income of 107 billion yuan, a growth of more than 118%
guarantee the service quality, comprehensive risk control, the competent authority of the company's core business breakthrough growth - market status of increasingly strong brand, and continue to optimize business structure, customer satisfaction is raised further, the front - line background in terms of comprehensive strength and to transition to a new, comprehensive company relying on the ability to maintain a sustained, stable, healthy, harmonious development guarantee the service quality, comprehensive risk control, the competent authority of the company's core business breakthrough growth - market status of increasingly strong brand, and continue to optimize business structure, customer satisfaction is raised further, the front - line background in terms of comprehensive strength and to transition to a new, comprehensive company relying on the ability to maintain a sustained, stable, healthy, harmonious development .
Professional Services
Xinhua Insurance customer service system through the ISO9001: 2000 quality management system certification, standardization, standardization of customer service system can provide customers with high - standard, comprehensive insurance services Xinhua Insurance customer service system through the ISO9001: 2000 quality management system certification, standardization, standardization of customer service system can provide customers with high - standard, comprehensive insurance services . Xinhua Insurance to constantly improve the professional services to win tens of millions of customers trust and support Xinhua Insurance to constantly improve the professional services to win tens of millions of customers trust and support .
company founded on the basis of the counter - stop and integrated services, customer service hotline 95567, Insurance.com Xinhua website, renewal and diversified financial service officer, perfect the service platform, and constantly improve technical support and service,committed to provide our customers with excellent service Xinhua Insurance standardized nationwide customer service center for all branches, call centres using advanced IP HP technical support, and that they are capable of providing customers around the country is a full - time professional service Xinhua Insurance standardized nationwide customer service center for all branches, call centres using advanced IP HP technical support, and that they are capable of providing customers around the country is a full - time professional service .
Furthermore, Xinhua Insurance also innovate service tools, and improve website service function, the SMS notification service channel between Beijing and Seoul are computerized service initiatives, improve the service convenience degree Furthermore, Xinhua Insurance also innovate service tools, and improve website service function, the SMS notification service channel between Beijing and Seoul are computerized service initiatives, improve the service convenience degree . "policy - one - number", "unobstructed migration policy", "stolen security guarantees" service innovation initiatives to simplify business processes, improve the service efficiency;offsite reimbursement through national indemnity, the indemnity paid in advance and has a simple and rapid small claims and so claims of new measures to make the company as a claims services more transparent and perfect;"The globalization of risk for the service management programs" that Xinhua Insurance reps and clients could enjoy the twin shadows of emergency rescue services;home registration appointment, medical guidance and Customer Service section, a series of activities such as the establishment of the service system will make each customer feel special love "policy - one - number", "unobstructed migration policy", "stolen security guarantees" service innovation initiatives to simplify business processes, improve the service efficiency;offsite reimbursement through national indemnity, the indemnity paid in advance and has a simple and rapid small claims and so claims of new measures to make the company as a claims services more transparent and perfect;"The globalization of risk for the service management programs" that Xinhua Insurance reps and clients could enjoy the twin shadows of emergency rescue services;home registration appointment, medical guidance and Customer Service section, a series of activities such as the establishment of the service system will make each customer feel special love .
Service Channel
Customer Service Centre to provide insurance consultation, renew the insurance, the preservation of the settlement of claims, complaints service one - stop service such as Customer Service Centre to provide insurance consultation, renew the insurance, the preservation of the settlement of claims, complaints service one - stop service such as . 95567 nationwide provide 7 * 24 - hour artificial, self - service and the message service content service 95567 nationwide provide 7 * 24 - hour artificial, self - service and the message service content service .
: insurance consultation, inquiry of insurance policy, basic policy information has been changed and re - issuance of documents, the report claims, complaints, etc : insurance consultation, inquiry of insurance policy, basic policy information has been changed and re - issuance of documents, the report claims, complaints, etc . Biz authentication Xinhua Insurance.com customers around the world adopted by the Intergovernmental Negotiating Committee for an International Legally Binding Instrument for Implementing International Action on Certain Persistent Organic Pollutants. com know the insurance information, may be processed on the query information, security information, insurance coverage and online activation, can also be carried out by agents of the"Online stores" choose the services his excellent agency Xinhua
insurance agents across the country for more than 14 million of Xinhua Insurance Agent, with its professional and sincere and every customer to provide face - to - personalized insurance service insurance agents across the country for more than 14 million of Xinhua Insurance Agent, with its professional and sincere and every customer to provide face - to - personalized insurance service .
Team Construction
Experienced a high sense of responsibility and integrity of the management team, professional sales" force "is the driving force for sustainable development of Xinhua Insurance Experienced a high sense of responsibility and integrity of the management team, professional sales" force "is the driving force for sustainable development of Xinhua Insurance . company condensed the group of a - system of the domestic insurance industry and relevant experience of the senior management team, more than 90 per cent of senior managers in insurance corp. or length of service exceeds 10 years
in more than a decade, Xinhua Insurance. By now a professional, efficient, has strong cohesion and combat effectiveness of the workforce now , Branch of Xinhua Insurance total back - office staff has exceeded 1 million, in various channels sales force team also grows to a size of about 26 million people , Branch of Xinhua Insurance total back - office staff has exceeded 1 million, in various channels sales force team also grows to a size of about 26 million people .
adhering to the" unity, dedication,"The dedication spirit of Xinhua, the company is committed to promoting sustainable development, to provide customers with better services, creating more social wealth adhering to the" unity, dedication,"The dedication spirit of Xinhua, the company is committed to promoting sustainable development, to provide customers with better services, creating more social wealth . company executives are increasingly young, professional, and by the end of December 2008, Xinhua Insurance over 10,000 back - office employees, 77. 2% under the age of 35
Xinhua Insurance sales personnels quality has been improving, the growth increasingly to have rich knowledge of finance and insurance professionals Xinhua Insurance sales personnels quality has been improving, the growth increasingly to have rich knowledge of finance and insurance professionals .
Product System
Xinhua Insurance Company directed by market and build a distinctive, sophisticated product systems Xinhua Insurance Company directed by market and build a distinctive, sophisticated product systems . traditional products can be guaranteed for each age level of customers to provide pension, health, medical, and accidental aspect of security, the income is steady dividends and products management functions with strong universal vote, and even products, meeting the client's investment demand of Xinhua Insurance traditional products can be guaranteed for each age level of customers to provide pension, health, medical, and accidental aspect of security, the income is steady dividends and products management functions with strong universal vote, and even products, meeting the client's investment demand of Xinhua Insurance .
unique products to win market system status unique products to win market system status . with respect to the different needs of customers, the Xinhua Insurance Company has established complete product system, covering both traditional protection products,dividend products and financing functions with strong universal vote, and even products of Xinhua Insurance Dividend with respect to the different needs of customers, the Xinhua Insurance Company has established complete product system, covering both traditional protection products,dividend products and financing functions with strong universal vote, and even products of Xinhua Insurance Dividend .
product is based on the distinctive "coverage dividend" manner, annual bonus and dividend at the end of the double insurance to guarantee the life and health can also be used for realizing the size and wealth of incremental product is based on the distinctive "coverage dividend" manner, annual bonus and dividend at the end of the double insurance to guarantee the life and health can also be used for realizing the size and wealth of incremental . coverage dividend insurance products generally use "annual bonuses" and" end - of - bonus on the "Double Dividend design, investment in the general market environment, the annual dividend remains relatively stable, customers can reasonably expect;In the client of the termination of the contract, the dividend assignment ended, and, when the balance returns coverage dividend insurance products generally use "annual bonuses" and" end - of - bonus on the "Double Dividend design, investment in the general market environment, the annual dividend remains relatively stable, customers can reasonably expect;In the client of the termination of the contract, the dividend assignment ended, and, when the balance returns .
investment market environment changes, insurers participating business investing the surplus in general greatly exceeds the annual figure, the insurance company is able to perform "special dividends", dividends and surplus excess investment business to realize the real - time feedback on their customer investment market environment changes, insurers participating business investing the surplus in general greatly exceeds the annual figure, the insurance company is able to perform "special dividends", dividends and surplus excess investment business to realize the real - time feedback on their customer .
Honors Obtained
With the sustained, healthy and harmonious development of Xinhua Insurance brand value is increasing, due to become the domestic well - known brand With the sustained, healthy and harmonious development of Xinhua Insurance brand value is increasing, due to become the domestic well - known brand . insurance in recent years, the Xinhua Insurance Company has received many awards from insurance in recent years, the Xinhua Insurance Company has received many awards from .
in 2005, the company won the title of "National AAA grade credit enterprise quality", "2005 Best Enterprise" Award etc. 2006, Xinhua Insurance Company and won the title of "China Top 500 Enterprises" and" Beijing as one of the Top 100 Billboard;With the perfect customer service system and professional integrity of the security services, was awarded the "Key and Strategically Important Enterprises the Satisfactory Unit";After extensive online voting by Sina.com. cn "the most trusted of Ten Life Insurance";Hexun is named the "2006 China insurance industry's most trusted insurance companies"," people are most satisfied with the life insurance company ", and the best services in respect of any domestic - funded life insurance company"
2007, In "Sohu Finance that the 2007 Financial Network Gala") of the People's Republic of China, Xinhua Insurance Company won the "best service of any domestic - funded life insurance company".In the World Brand Lab in 2007 "China Brand Annual Award" award of Xinhua Insurance Company won the first prize of "China Brand Annual Prize (insurance)";In social terms, of Xinhua Insurance Company "in Earth's Love, Mothers" for outstanding contribution to 2008, at the World Brand Lab) 2008 published by the" China Top 500 Most Valuable Brands Ranking ", Xinhua Insurance in 54. 22 billion for the year topped the list of the 500 most valuable brands in China was second and 136;by the China Enterprise Confederation and China Entrepreneur Association sponsored the "China Top 500 Enterprises" and" The Best "in New China Life Insurance ranking the" 2008 China Top 500 Enterprises" Article 157, "2008 China Top 500 Enterprises" Article 52, while the ranking of Beijing as one of the Top 100 at No. 11;In an online host of "2008 Financing Financial Sohu network Festival", the Xinhua Insurance "Life Insurance Claims to be the most rapidly of insurers Award";In addition, the ACWF of Xinhua Insurance Company also won the Women's Development Foundation issued "in support of the Chinese women's welfare the most socially responsible enterprise Award" in 2009, Xinhua Insurance issued by China Consumers won the International Convention for the Protection of the rights and interests of the consumers 3. 15 credit unit "title
in" Money "magazine's major cities such as combined 15 major media co - sponsors of" 2008 China Financial Management General "of the People's Republic of China, China of Xinhua Insurance Company won the" 2008 - 2009, the most trusted insurance companies. " Award at the World Brand Lab released the 2009 (6th) 500 most valuable brands in China, to 62. 81 billion topped the list of the 500 most valuable brands in China in a ranking of 133rd
by China Enterprise Confederation and China Enterprise Directors Association and the host of "Top 500 Chinese Enterprises Challenge in New China Life Insurance ranking 2009 China Top 500 Enterprises in 95th place, Chinese enterprise 500 strong. 37), the list of 200 best enterprise benefit 114th
Public Welfare
health and ecological 1998 Jun. 2007, the Xinhua Company sponsored the National Anti - drug exhibition, dedicated to "stay away from drugs and cherish life" - - seared into the hearts of the people actively supported "new life" Maternal and child health activities contributing money for Project Green Hope actively supported "new life" Maternal and child health activities contributing money for Project Green Hope .
. donor action, 1998 - 2006, Xinhua Insurance in Beijing Pinggu Town, Pinggu Township, Three Gorges, Pingyi county, Linyi warm Town Lock Village,Huining and Han Cha Township, and a number of hope primary school was donated to the poor in a love - heart donor action, 1998 - 2006, Xinhua Insurance in Beijing Pinggu Town, Pinggu Township, Three Gorges, Pingyi county, Linyi warm Town Lock Village,Huining and Han Cha Township, and a number of hope primary school was donated to the poor in a love - heart .
Xinhua Insurance for years to show concern for impoverished and disaster - affected people of Production and Living Xinhua Insurance for years to show concern for impoverished and disaster - affected people of Production and Living . in 1997 with the cooperation of UNICEF advocacy by helping the poor;In August 1998, the company all the employees to the disaster areas in the sacrifice of the People's Liberation Army officers and family members donated 50 million yuan, for the people affected by the donations and make clothes for nearly 1000;In 2003 during the SARS, the medical workers to have donated money and actively devote their love in 1997 with the cooperation of UNICEF advocacy by helping the poor;In August 1998, the company all the employees to the disaster areas in the sacrifice of the People's Liberation Army officers and family members donated 50 million yuan, for the people affected by the donations and make clothes for nearly 1000;In 2003 during the SARS, the medical workers to have donated money and actively devote their love .
PSAs to warm your heart in the years 1998 - 2000, Xinhua Insurance Company has invested nearly 10 million yuan, making over 70 television advertisements, billboard advertisements blocks 230, 20 posters advertising PSAs to warm your heart in the years 1998 - 2000, Xinhua Insurance Company has invested nearly 10 million yuan, making over 70 television advertisements, billboard advertisements blocks 230, 20 posters advertising . holds in home the "solicitation and enterprise Commonweal visualize Seminar, Toupai advertisement of smoking ban access to Asia Pacific Advertising Festival Finalist - graphic works;"bull" in 2000, and the announcement of the annual Cannes Lions International Festival of Xinhua Insurance holds in home the "solicitation and enterprise Commonweal visualize Seminar, Toupai advertisement of smoking ban access to Asia Pacific Advertising Festival Finalist - graphic works;"bull" in 2000, and the announcement of the annual Cannes Lions International Festival of Xinhua Insurance .
PSAs also won the golden medal with the station for long - term cooperation of commonweal advertisement publicizing, provided funding to charity anthem "Lao Wang" MTV, strives for a better life and rebuild the confidence and courage into the hearts of millions of workers on lay - off PSAs also won the golden medal with the station for long - term cooperation of commonweal advertisement publicizing, provided funding to charity anthem "Lao Wang" MTV, strives for a better life and rebuild the confidence and courage into the hearts of millions of workers on lay - off . support of sports in China in 2001, Xinhua Insurance Planning and organizing activities to cheer on the Olympic bid, Beijing delegation to Moscow and Beijing's famous folk group provide a 200 - million yuan worth of personal accident insuranceand 20 other staff representative to Moscow to Beijing to cheer on support of sports in China in 2001, Xinhua Insurance Planning and organizing activities to cheer on the Olympic bid, Beijing delegation to Moscow and Beijing's famous folk group provide a 200 - million yuan worth of personal accident insuranceand 20 other staff representative to Moscow to Beijing to cheer on .
million donated to the "Water Cellars for Mothers" in 2006, Xinhua Insurance implementation of donor - conceived Wankou Mothers love project", to the west is an acute shortage of donated 10 million yuan to set up a Wankou Cistern, solve the difficult to draft the local people's problems million donated to the "Water Cellars for Mothers" in 2006, Xinhua Insurance implementation of donor - conceived Wankou Mothers love project", to the west is an acute shortage of donated 10 million yuan to set up a Wankou Cistern, solve the difficult to draft the local people's problems . "children" in 2007, Xinhua Insurance participated in the sichuan provincial cpc committee, led by the Communist Youth League, under the auspices of the "care for children left in rural areas", a series of activities, donated 200 yuan to Sichuan's 16 prefecture - level cities and build 100" Xinhua Insurance Sichuan students staying home ",Both parents are migrant rural children to provide extra - curricular learning, entertainment, activities of the centralized venues, which provide a healthy and happy growth of the comforts of home? "children" in 2007, Xinhua Insurance participated in the sichuan provincial cpc committee, led by the Communist Youth League, under the auspices of the "care for children left in rural areas", a series of activities, donated 200 yuan to Sichuan's 16 prefecture - level cities and build 100" Xinhua Insurance Sichuan students staying home ",Both parents are migrant rural children to provide extra - curricular learning, entertainment, activities of the centralized venues, which provide a healthy and happy growth of the comforts of home? .
committed to the cause of the disaster in January 2008, more than a dozen southern province suffered a rare frozen snow disasters, people living with serious losses committed to the cause of the disaster in January 2008, more than a dozen southern province suffered a rare frozen snow disasters, people living with serious losses . in support of disaster risk reduction activities, Xinhua Insurance to hard - hit Hunan, Hubei and other donated 240 yuan, money and materials to the member 1050, to support and rebuild their home in support of disaster risk reduction activities, Xinhua Insurance to hard - hit Hunan, Hubei and other donated 240 yuan, money and materials to the member 1050, to support and rebuild their home .
May 2008, Sichuan Wenchuan a 8.0 - magnitude earthquake, the company donated 5 million yuan to the disaster area in Sichuan,employee contributions of up to 750 million yuan;company to go to the disaster area emergency rescue of the firefighters in the Ministry of Public Security of the People's Republic of China was presented with the total coverage is more than 3.5 billion yuan of the accidental injury insurance;initiating a "search for quake - hit customers and employees, and" action, the initiative for the affected customers and employees to provide rescue service and claim settlement 
Corporate News
In July 2011, New China Life Insurance Co said in a note, the company's renew premium so far already account for nearly half of the total premium income of In July 2011, New China Life Insurance Co said in a note, the company's renew premium so far already account for nearly half of the total premium income of . as of May 2011, New China Life Insurance insurance within 13 months of the renewal rate is approximately 90% of bank - insurance is 13 months of the renewal rate is 93% as of May 2011, New China Life Insurance insurance within 13 months of the renewal rate is approximately 90% of bank - insurance is 13 months of the renewal rate is 93% .
regular premium insurance business to occupy a total of 65% or more, than the industry average of 10 percentage points higher in regular premium insurance business to occupy a total of 65% or more, than the industry average of 10 percentage points higher in . Life Insurance Company's core business is the individual regular premium insurance, banking, insurance and regular premium,Short - term insurance and corporate renewal Life Insurance Company's core business is the individual regular premium insurance, banking, insurance and regular premium,Short - term insurance and corporate renewal .
overall 2010 premium amounted to 930 billion yuan, of which 360 million is also 38. 71% premium for the renewal of a New China Life Huijin's investment has become the largest shareholder in November 2009, the sources said, China Insurance Guarantee Fund it was decided that the Central Huijin Investment Co Ltd, New China Life Insurance Co Ltd sold 38.
815 per cent stake in the company's share of RMB 8. 7 yuan a gram on NCL's stake, paid a total of about RMB 40 billion yuan, and a five - year commitment not to sell their shares,The cost of stocks per share, or $9.99 after completion of the transaction, as the country's $200bn sovereign wealth funds are a wholly - owned subsidiary of China Investment Corporation will become the largest shareholder of Xinhua Life Insurance Company, which once again the success of the company became a private - owned after completion of the transaction, as the country's $200bn sovereign wealth funds are a wholly - owned subsidiary of China Investment Corporation will become the largest shareholder of Xinhua Life Insurance Company, which once again the success of the company became a private - owned .
CIRC in August 2014 to the end of September, Tianjin, Shanxi and other 18 bureau that insurance companies' conduct in banking and insurance business, in addition to carry out a sampling of 19 of the life insurance company of 51 branches CIRC in August 2014 to the end of September, Tianjin, Shanxi and other 18 bureau that insurance companies' conduct in banking and insurance business, in addition to carry out a sampling of 19 of the life insurance company of 51 branches . the end of January 2015,China Insurance Regulatory Commission (CIRC) has informed the special inspection conducted after the bank found that eight of the problem, New China Life, life - Life, United Press and Pacific Life, it owns, on\ "Kuo Hua Life, Taikang Life and other insurers roll call and ask for modification of an object.
Check the discovery, part of an insurance that is not clear whether financial reimbursement for the grassroots agencies handling non - normal time of expiry of the period of payment of the refund event with the customer's complaints of related costs and subsidies or the reimbursement limit is low, resulting in the grass - roots organizations in the United States entertainment expenses, publicity expenses, meeting expenses, reimbursement and disclosure of the Specially - designated Staff in banking and insurance commission illegally to gain any fund, used for handling customer dispute China Life Check the discovery, part of an insurance that is not clear whether financial reimbursement for the grassroots agencies handling non - normal time of expiry of the period of payment of the refund event with the customer's complaints of related costs and subsidies or the reimbursement limit is low, resulting in the grass - roots organizations in the United States entertainment expenses, publicity expenses, meeting expenses, reimbursement and disclosure of the Specially - designated Staff in banking and insurance commission illegally to gain any fund, used for handling customer dispute China Life .,China Life Insurance, Taikang Life, Pluribus Unum Life Insurance company of such outstanding ,China Life Insurance, Taikang Life, Pluribus Unum Life Insurance company of such outstanding .
